diff --git a/common/platform/config.c b/common/platform/config.c
index c9777da..adc6451 100644
--- a/common/platform/config.c
+++ b/common/platform/config.c
@@ -360,5 +360,5 @@ void epay_config_load(struct epay_config *cfg, const wchar_t *filename)
     assert(filename != NULL);
 
     cfg->enable = GetPrivateProfileIntW(L"epay", L"enable", 1, filename);
-    cfg->hook = GetPrivateProfileIntW(L"epay", L"hook", 0, filename);
+    cfg->hook = GetPrivateProfileIntW(L"epay", L"hook", 1, filename);
 }
diff --git a/dist/apm3/segatools.ini b/dist/apm3/segatools.ini
index 6fff9ae..74bdd12 100644
--- a/dist/apm3/segatools.ini
+++ b/dist/apm3/segatools.ini
@@ -118,14 +118,10 @@ targetAssembly=
 [mount]
 ; Enables W: drive mapping instead of using .vhd files
 enable=1
-; Delays the mount operation by a slight bit, so the launch sound effect isn't cut off.
+; Delays the mount operation by a slight bit, so the launch sound effect
+; is not cut off.
 delay=1
 
-[epay]
-; Enables the Thinca emulation. This will allow you to enable E-Money on compatible servers.
-enable=1
-
-
 ; -----------------------------------------------------------------------------
 ; Custom IO settings
 ; -----------------------------------------------------------------------------
diff --git a/doc/config/common.md b/doc/config/common.md
index 1485feb..68adfc4 100644
--- a/doc/config/common.md
+++ b/doc/config/common.md
@@ -661,6 +661,6 @@ Enables the Thinca emulation. This will allow you to enable E-Money on compatibl
 
 ### `hook`
 
-Default: `0`
+Default: `1`
 
 Enables hooking of respective Thinca DLL functions to emulate the existence of E-Money. This cannot be used with a real E-Money server.
\ No newline at end of file